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Ashlee
My parents' computer has been constantly saying that it is out of space (this was never an issue before). I deleted my iTunes library since it's huge and they don't need it, and the same message has still been showing up. On top of that it's been irritating and slow, and a lot of programs won't run anymore. I'm assuming the space problems are coming from some kind of spyware or something that's taking up space. (It's an old computer, and my parents have not taken the best care of it, so to speak.)
My question is: If they take it to Geek Squad, how much will they charge approximately? Their website says it "starts at $130" but an old friend who actually worked for the company advised me to never take anything there because of their ridiculous prices. However, I'm computer illiterate and so are my parents so I won't be able to fix it myself. :v[
Answer
Hi there,
I have checked several prices to reinstall the operating system and they charge from $90- to $150- .
They all require you to have the driver disks for your computer and you will have to reinstall your programs (like Office, etc.).
I have never used Geek Squad but have used a local office supply store to reinstall my Windows XP operating system and the cost was $90- ( a few years ago...probably more now).
Since then I have reinstalled the operating system a few times and it takes about 40 minutes to install with the system restore or operating system disk.
It takes another hour to set up the internet and e-mail (including restoring the contacts list).
The very next thing is to install an antivirus application. This needs to be done asap for security.
After that it takes about an hour for all the Windows updates. There will be about 90-100 updates from Microsoft. But you do not have to "sit at the computer" while Windows is updating.
It will take another ten minutes or so to reinstall the printer.
I usually install programs as they are to be used. Like Office, photo editor, etc.
If you have the operating system recovery or system disks you might ask a friend to help and save $150-. with the money you save you can take your friend to a nice dinner. Besides you will have learned a lot about computers.
Hope this helps,
Al
Hi there,
I have checked several prices to reinstall the operating system and they charge from $90- to $150- .
They all require you to have the driver disks for your computer and you will have to reinstall your programs (like Office, etc.).
I have never used Geek Squad but have used a local office supply store to reinstall my Windows XP operating system and the cost was $90- ( a few years ago...probably more now).
Since then I have reinstalled the operating system a few times and it takes about 40 minutes to install with the system restore or operating system disk.
It takes another hour to set up the internet and e-mail (including restoring the contacts list).
The very next thing is to install an antivirus application. This needs to be done asap for security.
After that it takes about an hour for all the Windows updates. There will be about 90-100 updates from Microsoft. But you do not have to "sit at the computer" while Windows is updating.
It will take another ten minutes or so to reinstall the printer.
I usually install programs as they are to be used. Like Office, photo editor, etc.
If you have the operating system recovery or system disks you might ask a friend to help and save $150-. with the money you save you can take your friend to a nice dinner. Besides you will have learned a lot about computers.
Hope this helps,
Al
What's the best debt settlement company out there?
Deacon's m
I just want to know if anyone out there has tried this for their debt and just wondering if there are recommendations for legitimate companies out there. Thanks!
Answer
Please do not consolidate. It is not free, they will lower your payments by increasing the length of time until you are debt free, and you will take a hit on your credit score. Or they negotiate your debt down after telling you not to pay for awhile adding another hit to your credit score. There is a better way.
A. Have a garage sale and sell anything that you no longer need or want.
B.Get a temporary part time job, if you have one, get another.
Here is a plan that can help you. If you work the plan, the plan will work for you:
1. Make a budget. Make the budget a week before you get paid. A budget is not a punishment! It is a tool which will free you from ever having to worry about money again. Put everything in your budget. Especially those annual, biannual, or quarterly bills like car registration, insurance, etc. Give every dollar you are going to bring home the name of where it is going. Add an "emergency fund" category to your budget for 25 dollars and save up until you have 1000-1250 dollars. Your emergency fund will help keep you from getting into new debt because of an emergency. If you can, set up a direct transfer to a savings account for your emergency fund. That way it moves automatically and you don't even have to worry about it. You must cut your spending and live on less than you make.
2.First get current on all of you debts and make no more late payments. Stop using your credit cards immediately. Do not take on any more debt. Credit cards are like quicksand only the death is much slower. Make a list of all of your debts in order of highest interest rate to lowest interest. Use cash only for your spending from now on.
3.Pay the minimum due on all of your debts and then put your extra money towards paying off the highest interest one first. After you get that one paid off, you put the money you were paying on debt #1 (the minimum payment and the extra payment) towards debt #2. That will pay debt #2 off faster. When that is paid off, you put all three payments towards card #3 and that one will be paid off pretty quickly. As an example:
To start :
Debt #1 (highest interest): minimum payment+ extra payment
Debt #2 (middle interest): minimum payment
Debt #3(lowest interest): minimum payment
Debt #1: paid off
Debt #2: minimum payment from Debt #1+ Minimum payment from Debt #2 +extra payment
Debt #3: minimum payment
Debt #1: paid off
Debt #2: paid off
Debt #3:Minimum payment from card #1+ minimum payment from Debt #2+ minimum payment from Debt #3+ extra payment.
That way, you will get them all paid off, on time, and pay the least interest. It will also help towards rebuilding your credit since you will no longer have any late payments. This works no matter how many different debts you may have.
4. After you get all of your debts paid off, add to your emergency fund until you have 6-12 months of income saved up. Put that emergency fund money into a liquid money market fund or into a Bank of America no-risk CD so that if you need the money you can take it out without penalty.
5a. When you have your emergency fund in place, add a category for "fun" to your budget. Save for a holiday, a vacation, a big screen, or dinners out, whatever goal you want. Remember to enjoy your life.
5b. When you have your emergency fund in place, start saving for your retirement. Join the 401(k) plan at work and contribute the maximum. Your employer probably matches at least part of your contribution so why give up free money? Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for your retirement now, you will probably retire a millionaire.
5c. When you have your emergency fund in place, start saving for your next car. Only buy cars, or other things that depreciate, with cash. Save up for a nicer car. That way you get the interest instead of paying the interest.
You can do it and it isn't as hard as you think. Just follow the plan.
Please do not consolidate. It is not free, they will lower your payments by increasing the length of time until you are debt free, and you will take a hit on your credit score. Or they negotiate your debt down after telling you not to pay for awhile adding another hit to your credit score. There is a better way.
A. Have a garage sale and sell anything that you no longer need or want.
B.Get a temporary part time job, if you have one, get another.
Here is a plan that can help you. If you work the plan, the plan will work for you:
1. Make a budget. Make the budget a week before you get paid. A budget is not a punishment! It is a tool which will free you from ever having to worry about money again. Put everything in your budget. Especially those annual, biannual, or quarterly bills like car registration, insurance, etc. Give every dollar you are going to bring home the name of where it is going. Add an "emergency fund" category to your budget for 25 dollars and save up until you have 1000-1250 dollars. Your emergency fund will help keep you from getting into new debt because of an emergency. If you can, set up a direct transfer to a savings account for your emergency fund. That way it moves automatically and you don't even have to worry about it. You must cut your spending and live on less than you make.
2.First get current on all of you debts and make no more late payments. Stop using your credit cards immediately. Do not take on any more debt. Credit cards are like quicksand only the death is much slower. Make a list of all of your debts in order of highest interest rate to lowest interest. Use cash only for your spending from now on.
3.Pay the minimum due on all of your debts and then put your extra money towards paying off the highest interest one first. After you get that one paid off, you put the money you were paying on debt #1 (the minimum payment and the extra payment) towards debt #2. That will pay debt #2 off faster. When that is paid off, you put all three payments towards card #3 and that one will be paid off pretty quickly. As an example:
To start :
Debt #1 (highest interest): minimum payment+ extra payment
Debt #2 (middle interest): minimum payment
Debt #3(lowest interest): minimum payment
Debt #1: paid off
Debt #2: minimum payment from Debt #1+ Minimum payment from Debt #2 +extra payment
Debt #3: minimum payment
Debt #1: paid off
Debt #2: paid off
Debt #3:Minimum payment from card #1+ minimum payment from Debt #2+ minimum payment from Debt #3+ extra payment.
That way, you will get them all paid off, on time, and pay the least interest. It will also help towards rebuilding your credit since you will no longer have any late payments. This works no matter how many different debts you may have.
4. After you get all of your debts paid off, add to your emergency fund until you have 6-12 months of income saved up. Put that emergency fund money into a liquid money market fund or into a Bank of America no-risk CD so that if you need the money you can take it out without penalty.
5a. When you have your emergency fund in place, add a category for "fun" to your budget. Save for a holiday, a vacation, a big screen, or dinners out, whatever goal you want. Remember to enjoy your life.
5b. When you have your emergency fund in place, start saving for your retirement. Join the 401(k) plan at work and contribute the maximum. Your employer probably matches at least part of your contribution so why give up free money? Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for your retirement now, you will probably retire a millionaire.
5c. When you have your emergency fund in place, start saving for your next car. Only buy cars, or other things that depreciate, with cash. Save up for a nicer car. That way you get the interest instead of paying the interest.
You can do it and it isn't as hard as you think. Just follow the plan.
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Title Post: How much will a company charge me to clean up a computer that is riddled with problems?
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