dinner set online shopping image
Joe
I have a bit of fraud on my credit reports, I keep disputing it. Calling them and setting up fraud alert,active duty alert etc I contacted federal trade commission and the local police multiple times. But it seems like nothing is stopping the fraud from keep reoccurring. Is there anything I can do? Any recommendations?
Answer
File a police report, freeze your credit with each of the three credit bureaus for $10 a year. Even so, there are lines of credit that be taken out that unfortunately do not require a credit check. Umm, I was listening to this radio program. You can set up your mail to go to a safe deposit box, a security mail box I think they're called at the post office. $99 to rent one each year, but you can have all of your mail be put in there, and then use your key to get it out. That would stop most identity theft cold, and after you do that, change all of your bank account numbers. Tell the bank you've been having trouble and ask them to give you a different account, different checkbooks, etc.
If you do a lot of shopping online, I would recommend buying the Visa Gold reloadable gift card. You just put cash on it, and use it to make online purchases without risking your bank account number.
I would also take a close look at the purchases and see if any close relatives or family members are sporting those distinctive items? Did someone buy a gold plated camera? Some jewelry? You'll need to be your own detective in this matter, and find out who the culprit is. If it happens repeatably like that it could be someone you trust.
You might call a family dinner or meeting and discuss the issue openly, including your feelings on the matter, that may put an end to it.
File a police report, freeze your credit with each of the three credit bureaus for $10 a year. Even so, there are lines of credit that be taken out that unfortunately do not require a credit check. Umm, I was listening to this radio program. You can set up your mail to go to a safe deposit box, a security mail box I think they're called at the post office. $99 to rent one each year, but you can have all of your mail be put in there, and then use your key to get it out. That would stop most identity theft cold, and after you do that, change all of your bank account numbers. Tell the bank you've been having trouble and ask them to give you a different account, different checkbooks, etc.
If you do a lot of shopping online, I would recommend buying the Visa Gold reloadable gift card. You just put cash on it, and use it to make online purchases without risking your bank account number.
I would also take a close look at the purchases and see if any close relatives or family members are sporting those distinctive items? Did someone buy a gold plated camera? Some jewelry? You'll need to be your own detective in this matter, and find out who the culprit is. If it happens repeatably like that it could be someone you trust.
You might call a family dinner or meeting and discuss the issue openly, including your feelings on the matter, that may put an end to it.
Need help on how to go food shopping?
shyhonney
Everytime I go to the supermarket i never seem to have enough in my house. The bill comes out high but when I get home its mainly more of juice and other non essential things. I guess I am asking what is the best way to food shop. That is one thing I have been struggling with for years. I have two girls eight and four years then its me and my husband. How can i make it last from Friday to next Friday?? Also how much should i set aside to spend each week? Thanks all.
Answer
The thing I used to do when my kids (4) were young and we were all home for dinner is to watch the shopping ads. For me the came out on Mondays. I would sit down, see whats on sale and plan out our meals. And make my shopping list from that. If something we used a lot was on sale, I stocked up. I also clipped coupons from the Sunday papers and you can find online coupons also now.
Take stock of what are essentials to you guys. What in your cupboard or fridge makes you go to the store if you're out? Make sure you have it.
Write down the meals you constantly make and have the supplies on hand. Again, stock up when items are on sale.
Find web sites like Kraftfoods.com which has great meal ideas and recipes and it will even give you a shopping list.
allrecipes.com is great too for on the go families.
Do all your heavy shopping on the same day each week or two but figure a smaller trip in between if say you run out of milk or bread.
And only use CASH at the store, that way you have to add as you go and you won't be able to pick up non essential items!!
Do you have an extra freezer? If so, great. You can stock up on meat, chicken and fish when on sale but don't forget you can freeze bread and even chips. If you don't have one, watch the classifieds and see if you can find a used one!!
And if you have a SuperWalMart you can do all your shopping in one trip for both household items and groceries. I never buy my household items, such as cleaning items in a conventional grocery store. Way too expensive.
The thing I used to do when my kids (4) were young and we were all home for dinner is to watch the shopping ads. For me the came out on Mondays. I would sit down, see whats on sale and plan out our meals. And make my shopping list from that. If something we used a lot was on sale, I stocked up. I also clipped coupons from the Sunday papers and you can find online coupons also now.
Take stock of what are essentials to you guys. What in your cupboard or fridge makes you go to the store if you're out? Make sure you have it.
Write down the meals you constantly make and have the supplies on hand. Again, stock up when items are on sale.
Find web sites like Kraftfoods.com which has great meal ideas and recipes and it will even give you a shopping list.
allrecipes.com is great too for on the go families.
Do all your heavy shopping on the same day each week or two but figure a smaller trip in between if say you run out of milk or bread.
And only use CASH at the store, that way you have to add as you go and you won't be able to pick up non essential items!!
Do you have an extra freezer? If so, great. You can stock up on meat, chicken and fish when on sale but don't forget you can freeze bread and even chips. If you don't have one, watch the classifieds and see if you can find a used one!!
And if you have a SuperWalMart you can do all your shopping in one trip for both household items and groceries. I never buy my household items, such as cleaning items in a conventional grocery store. Way too expensive.
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